16 oz. refried beans
1 Tbl. chili powder
1/2 Tsp. ground cumin
1 cup sour Cream
16 oz. hot or mild White Girl Salsa***
1 cup shredded cheddar cheese
1 chopped tomato
1 diced avocado
6 oz. sliced black olives

Mix refried beans with chili powder and ground cumin. Spread across large plate or platter. Layer with cheese on top, then White Girl Salsa, then chopped tomato, then avocado, then sour cream and sprinkle black olives on top.

Serve with tortilla chips, pita chips, or veggies. Enjoy!